Home Loans for Salaried Individuals

Get your own home with our home loan assistance. We have tie-ups with all the major banks like HDFC, SBI, ICICI, Axis Bank, besides many others, and also India Bulls, and we can facilitate your home loan. We also provide you with legal and technical counseling to help you make the right home-buying decision.

Following are the documents you would need to submit for all applicants / co-applicants along with the completed and signed Application Form for loan approval:
Purpose Documents
Proof of both identity and residence (any 1)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. Valid Driving Licence
Proof of income
  1. Last 3 months’ Salary Slips
  2. Last 6 months’ Bank Statements, showing salary credits
  3. Latest Form-16 and IT returns
Other documents
  1. Employment Contract / Appointment Letter in case current employment is less than 1 year old
  2. Last 6 months’ Bank Statements showing repayment of any ongoing loans
  3. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
Property related documents
  1. Copy of the Allotment Letter / Buyer Agreement
  2. Receipt/(s) of payment/(s) made to the developer

All documents to be self attested.
The above list is indicative in nature and additional documents can be asked for.

Home Loan for Self-employed

Following are the documents you would need to submit for all applicants / co-applicants along with the completed and signed application form for loan approval:
Purpose Documents
Proof of both identity and residence (any 1)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. Valid Driving Licence
Proof of income
  1. Income Tax Returns along with computation of income for the last 3 Assessment Years
  2. Last 3 years’ Balance Sheet and Profit & Loss A/c Statements, with Annexures/Schedules
    (Points 2 & 3 should be of both the individual and the business entity and attested by a CA)
  3. Last 6 months’ Current A/c Statements of the business entity and Savings Account Statements of the individual
Other documents
  1. Business Profile
  2. Latest Form 26 AS
  3. List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
  4. Memorandum and Articles of Association of the Company
  5. Partnership Deed in case of the business entity being a partnership firm
  6. Details of ongoing loans of the individual and the business entity including the outstanding amount, instalments, security, purpose, balance loan term, etc.
  7. Passport size photograph of all the applicants / co-applicants to be affixed on the Application Form and signed across
Property related documents
  1. Copy of the Allotment Letter / Buyer Agreement
  2. Receipt/(s) of payment/(s) made to the developer

All documents to be self attested.
The above list is indicative in nature and additional documents can be asked for.